Aired 01/22/12 Carl’s first book, Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money. It all started when Carl noticed something interesting: the real life return of the AVERAGE INVESTOR was dramatically lower than the return of the AVERAGE MUTUAL FUND. In theory, this gap shouldn’t exist, but investors were leaving money on the table and didn’t understand why it happened. Carl named this phenomenon the Behavior Gap. A CERTIFIED FINANCIAL PLANNER, Carl is also the founder of Prasada Capital Management (previously Clearwater Wealth Management). A portfolio design firm, Prasada serves a select group of individuals and families. Prasada’s clients share two objectives: to not lose money and to enjoy their lives to the fullest. http://www.behaviorgap.com

Aired 01/15/12 Find out the top 2012 investment trends and how to profit. This week, we interview Edward Egilinsky, Managing Director of Alternative Investments @ Direxion Funds. The investment firm offers a lineup of alternative strategy mutual funds and leveraged long/short ETFs. The Boston, MA-based firm has more than $7 billion of assets under management. Go to DirexionShares.com to learn more

Aired 01/08/12 Your Host Ron Delegge has a hilarious new book "Gents with No Cents" and Ron gets interviewed by Neil Plein of www.investnretire.com You can purchase it at http://www.amazon.com/Gents-No-Cents-Ron-DeLegge/dp/0984719903

Aired 01/01/12 John Stephenson is an award-winning portfolio manager specializing in commoditiies and equities. In his books and free investment newsletter, John shows you where the stock, bond, currency and commodity markets are going. John is the author of The Little Book of Commodity Investing and Shell Shocked: How Canadians Can Invest After the Collapse.

Aired 12/25/11 In the wake of the worst financial turmoil since the Great Depression, millions of Americans have spent the past year asking how the economy actually works. The answers have finally arrived--in a most unconventional form. After spending two years in the midst of the housing market hurricane, Jimmy Adams was laid off from a hedge fund in early 2009. Wearied by eight years in the bond market and disillusioned by the financial services profession, he decides to get an "honest job" for a change. Before he knows what hit him, Jimmy finds himself waiting on tables of barflies at his local Waffle House. Many colorful characters soon emerge: man-hungry female patrons, a stonemason who carves his own teeth, and a man seeking refuge from the ghost in his apartment. Amidst the glorious chaos of the night shift, the 24-hour diner affords a bevy of comedic experiences as the author struggles to ingratiate himself with a motley crew of waiters and cooks. Unexpectedly, the restaurant also becomes a font of insight into financial markets and the human condition. In a uniquely hilarious and thought-provoking narrative, Waffle Street unravels the enigmas of money, banking, economics, and grits once and for all. As they laugh heartily at the author's expense, readers will develop a profound appreciation for the first principle of economics: there really is no such thing as a free lunch.

Aired 12/18/11 Alan Grigoletto, Director of Education at the Options Industry Council (OIC). He educates retail investors, their financial advisors and institutional investors on the risks and benefits of exchange-listed options. Prior to joining OIC, Mr. Grigoletto served as the head of all Business Development and was responsible for maintaining client relationships and making business recommendations at the Boston Options Exchange (BOX).

Aired 12/11/11 Rick Ferri, CEO of PortfolioSolutions.com and Author of "THE ETF BOOK," and "All about Asset Allocation" and his new book "The Power of Passive Investing: More Wealth with Less Work."

Aired 12/04/11 Jackass Investing systematically rips apart the conventional investment wisdom - myth by myth - then replaces it with a "return driver" based methodology that results in a 'Free Lunch' portfolio - one that produces both greater returns and lower risk. More than ten years in the making, and supported by the twin pillars of extensive research and more than 30 years of trading experience, this book finally lays to rest the traditional investment paradigm. As you might have guessed, this is not your typical investment book. "Controversial" and "ground-breaking" are two words that have been used to describe it. Jackass Investing presents an entirely new, and eminently logical, process for investing - all of it supported by numerous relevant facts and studies. But Jackass Investing is not a dense financial tome. It is extremely readable and includes entertaining and relevant references to popular culture - such as Criss Angel's magic, George Costanza on Seinfeld, the rock band Rush and heavyweight boxing contender "Fast" Eddie Chambers - to help describe investment concepts in a truly approachable way. Perhaps most importantly, the book is also highly practical, as this web site includes specific actions you can take to turn your "Poor-folio" into a truly diversified portfolio that can make you money in even the harshest environments. This is certainly the one book that will transform your way of thinking about money and how you invest it. Michael Dever has been on the front line of investment innovation and trading for more than 30 years. After three years of private research and trading he founded Brandywine Asset Management in 1982. For the past three decades, Mr. Dever and Brandywine have been entrusted to manage the money of global banks, major corporations and high net worth individuals who have been attracted to Mr. Dever's innovative investment philosophy. His out-of-the-box thinking and investment success have also made him a featured subject of three books, Bulls, Bears and Millionaires, Market Beaters and The Investor's Guide to Hedge Funds. In addition to his investment management background, Mr. Dever is also a technology entrepreneur. He founded spree.com, one of the first ecommerce communities, in 1996. Spree grew to being the 7th most trafficked ecommerce web site by 1998. Following a venture funding round in 1999, Mr. Dever left spree and founded Mind Drivers, a venture development company that has launched and grown Internet-based technology companies such as Internetseer (sold in 2007 to Landmark Communications, the founders of The Weather Channel) and marine.com. Today, Mr. Dever devotes his time to running Brandywine Asset Management, which follows Mr. Dever's Return Driver based methodology to trade broadly diversified portfolios in the global currency, interest rate, stock index, metals, energy and agricultural cash, futures and options markets. Mr. Dever lives near Philadelphia, Pennsylvania with his wife Kim and three sons, Mitchell, Matthew and Charley. He has a bachelor degree in business from West Chester University (1981) and obtained his CERTIFIED FINANCIAL PLANNER™ certification in 1985. More information can be found at www.brandywine.com. http://jackassinvesting.com/home/

Aired 11/27/11 Daryl Montgomery is the organizer of the New York Investing meetup, a group of 3000+ independent investors and traders that provides the public with unbiased economic and market information. Montgomery ...More writes the popular Helicopter Economics Investing Guide and is one of the originators of the term 'Helicopter Economics'. He is a former professor and is now uses his research as a full time trader. Montgomery has never worked for, nor has any association with the securities industry and this allows him to bring a fresh perspective to market analysis. The slogan for his group is "A profitable alternative to Wall Street hype". Daryl Montgomery is the author of "Inflation Investing - A Guide for the 2010s, Volume 1"

Aired 11/20/11 John Stephenson is an award-winning portfolio manager specializing in commodities and Canadian equities. He is the author of Shell Shocked: How Canadians Can Invest After the Collapse and The Little Book of Commodity Investing. He writes a free investment newsletter, Money Focus and he also writes on the economy, commodities and the stock market for Canadian MoneySaver magazine and the MoneyLetter.

Aired 11/13/11 In the wake of the worst financial turmoil since the Great Depression, millions of Americans have spent the past year asking how the economy actually works. The answers have finally arrived--in a most unconventional form. After spending two years in the midst of the housing market hurricane, Jimmy Adams was laid off from a hedge fund in early 2009. Wearied by eight years in the bond market and disillusioned by the financial services profession, he decides to get an "honest job" for a change. Before he knows what hit him, Jimmy finds himself waiting on tables of barflies at his local Waffle House. Many colorful characters soon emerge: man-hungry female patrons, a stonemason who carves his own teeth, and a man seeking refuge from the ghost in his apartment. Amidst the glorious chaos of the night shift, the 24-hour diner affords a bevy of comedic experiences as the author struggles to ingratiate himself with a motley crew of waiters and cooks. Unexpectedly, the restaurant also becomes a font of insight into financial markets and the human condition. In a uniquely hilarious and thought-provoking narrative, Waffle Street unravels the enigmas of money, banking, economics, and grits once and for all. As they laugh heartily at the author's expense, readers will develop a profound appreciation for the first principle of economics: there really is no such thing as a free lunch.

Aired 11/06/11 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies

Aired 10/30/11 James Picerno writes the popular blog The Capital Spectator. One of his main topics is asset allocation. He has a book that came out in February called Dynamic Asset Allocation: Modern Portfolio Theory Updated for the Smart Investor. Asset allocation is important. It determines much of the returns investors will receive. This book goes into a long discussion of modern portfolio theory, and the author finds MPT to be valuable, but needs to be supplemented by other factors other than the market portfolio. Market capitalization, individual stock valuation, and overall market cheapness/dearness plays a role in asset allocation. This rectifies the main complaint of value investors regarding asset allocation, in that relatively lower prices should lead investors to allocate more to an asset class.

Aired 10/23/11 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista. http://www.altavista-research.com

Aired 10/16/11 Dis-spells ETF haters and make great points www.investnretire.com unique services start with Exchange Traded Funds (ETFs): We offer ETFs as investment options allowing participants to own whole and fractional shares of low-cost ETFs in their retirement account. Adding low-cost investments increases participants' returns by the cost savings without increasing investment risk. (technical difficulties) during Ron's take about Raj - Rajarnatim's Raj was forced to pay a $10 million penalty and forfeit roughly $51 million in ill-gotten gains - how is that a penalty, for a billionaire like Raj? If regulators REALLY wanted to send Raj a message, they would make him forfeit his billions. $60 million in penalties for a billionaire is a slap on the hand

10/09/11 Behavioral Finance & Risk Expert, Finance Professor at Goucher College, SSRN Editor, Speaker, Commentator, and our Radio Guest.

Aired 10/02/11 Crane Data collects and distributes money market and mutual fund news, information. and data. Crane Data's main offerings, from Web Access through Wisdom, offer increasing service levels. A license at any level gives access to everything included in all offerings up to that level. http://www.cranedata.us

Aired 09/25/11 As Chief Marketing Officer at Direxion Funds, Andy leads all marketing efforts focusing on building brand and product awareness within the investment advisor community. Prior to joining Direxion Funds, Andy was the Director of Distribution Marketing for MassMutual Financial Group's Retirement Services division. Andy has also been employed by State Street Bank, Fidelity Investments, and Emplanet Retirement Services, in various relationship management, product development, and strategic marketing positions. Andy is a graduate of Miami University in Oxford, Ohio, and has earned a Masters of Business Administration from the F.W. Olin Graduate School of Business at Babson College. http://www.direxionfunds.com http://www.direxionshares.com

Aired 09/18/11 Todd Rosenbluth, Equity Analyst with Standard & Poor's. This interview discusses ETF investing, new launches and areas of the market that S&P likes.

Aired 09/11/11 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies

Aired 09/04/11 Rick Ferri, CEO of PortfolioSolutions.com and Author of "THE ETF BOOK," and "All about Asset Allocation" and his new book "The Power of Passive Investing: More Wealth with Less Work."

Aired 08/28/11 The Centsables initiative was conceived and developed by the award winning companies, Norm Hill Entertainment and DNA Creative, whose creative vision has resulted in a ground-breaking approach to financial literacy: “edu-tainment.” While financial institutions and government organizations do a good job of teaching money management skills, only The Centsables uses a multi-media kid-friendly platform to reach – and teach – children in all the ways they enjoy most. With a record of results-oriented success among distinguished financial and entertainment clients, we provide the perfect synergy to support this first-of-its-kind program. See the working site at www.centsables.com

Aired 08/21/11 Today's Topics for Discussion: Warren Buffett loses his mind; Europe on the brink; Credit ratings mumbo jumbo and why you should stick with ETFs and avoid ETNs. Plus your phone calls and emails!!!

Aired 08/14/11 Alicia Munnell was co-founder and first president of the National Academy of Social Insurance and is currently a member of the American Academy of Arts and Sciences, Institute of Medicine, and the Pension Research Council at Wharton. She is a member of the board of The Century Foundation, the National Bureau of Economic Research, and the Pension Rights Center. In 2007, she was awarded the International INA Prize for Insurance Sciences by the Accademia Nazionale dei Lincei in Rome. In 2009, she received the Robert M. Ball Award for Outstanding Achievements in Social Insurance from the National Academy of Social Insurance.

Aired 08/07/11 Wherever you are in your ability as a trader, there is always room to grow. Adrienne Toghraie has seen this firsthand during her twenty-one years in the business of working on trader discipline. With her book, Trading on Target: How to Cultivate a Winner's State of Mind, she'll help you develop a winning trading mindset and put you in a better position to break through the barriers that have been holding you back

Aired 07/30/11 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com

Aired 07/24/11 According to Fortune magazine, investing in dividends is one of the top five ways to survive market instability. Dividend Stocks For Dummies gives you the expert information and advice you need to successfully add dividends to your investment portfolio, revealing how to make the most out of dividend stock investing-no matter the type of market. Lawrence Carrel joined TheStreet.com in 2007. He spent the previous seven years at SmartMoney.com where he created two weekly columns, “ETF Focus” and “Under the Radar.” Prior to this, he created SmartMoney.com’s stock-of-the-day column, “The One-Day Wonder.” In 1995, he became a founding staff member of The Wall Street Journal.com, where he edited breaking news, the Journal’s international editions, covered the stock market and was one of the writers of the Cyber Investing column. As a reporter for Gannett Suburban Newspapers in Westchester County, N.Y., he won a Best of Gannett as a member of the spot news team covering the World Trade Center bombing in 1993. Before that he served as National Editor at the North Jersey Herald & News. Carrel has written for The Wall Street Journal, The New York Observer, Time Out New York, Razor, SmartMoney, Guitar and Barron's Online. He holds a bachelor's degree in economics and communications from Cornell University and studied at the Columbia School of Journalism.

Aired 07/17/11 Mr. Grigoletto manages the education efforts of the three areas of outreach for OIC: retail investors, financial advisors and institutions. Based in Chicago, he assist the marketing team in evaluating outreach strategies; collaborate on options curriculum, collateral development and web content for the OIC websites; and works with the media to promote options education. Mr. Grigoletto participates in conferences, trade shows and panel discussions. OIC is an industry cooperative funded by BATS Options, Boston Options Exchange, Chicago Board Options Exchange, C2, International Securities Exchange, NASDAQ OMX PHLX, NASDAQ Options Market, NYSE Amex Options, NYSE Arca Options and OCC. OIC was formed in 1992 to educate investors and their financial advisors about the benefits and risks of exchange-traded equity options. OIC's resources include: The Options Industry Services Help Desk at 1-888-OPTIONS, educational websites at www.OptionsEducation.org, www.OptionsEducation.org/advisor and www.OptionsEducation.org/institutional, live seminars throughout the continental United States and Canada, instructional DVDs and educational literature. ***NOTE: SPECIAL APOLOGY @ INTRO OF SHOW FOR TECHNICAL PROBLEMS***

Aired 07/10/11 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us. http://www.altavista-research.com/

Aired 07/03/11 Dr. Wilder is CEO & Founder of Wildershares, LLC; he is the Manager of the WilderHill Clean Energy Index. He holds a Ph.D. from University of California at Santa Barbara and a Law Degree from University of San Diego School of Law. Rob is author of the 1998 Book, 'Listening to the Sea,' that links marine biodiversity to smart and cost-effective energy technologies that prevent pollution in the first place. His book chapters and articles have appeared in Nature, National Academy of Sciences Press, Engineering News-Record, UCLA Journal of Environmental Law & Policy, University of Chicago Press, the Journal of Alternative Investments, and elsewhere. http://www.wildershares.com/

Aired 06/26/11 James Picerno writes the popular blog The Capital Spectator. One of his main topics is asset allocation. He has a book coming out in February called Dynamic Asset Allocation: Modern Portfolio Theory Updated for the Smart Investor. Asset allocation is important. It determines much of the returns investors will receive. This book goes into a long discussion of modern portfolio theory, and the author finds MPT to be valuable, but needs to be supplemented by other factors other than the market portfolio. Market capitalization, individual stock valuation, and overall market cheapness/dearness plays a role in asset allocation. This rectifies the main complaint of value investors regarding asset allocation, in that relatively lower prices should lead investors to allocate more to an asset class.

Aired 06/19/11 Daryl Montgomery is the organizer of the New York Investing meetup, a group of 3000+ independent investors and traders that provides the public with unbiased economic and market information. Montgomery ...More writes the popular Helicopter Economics Investing Guide and is one of the originators of the term 'Helicopter Economics'. He is a former professor and is now uses his research as a full time trader. Montgomery has never worked for, nor has any association with the securities industry and this allows him to bring a fresh perspective to market analysis. The slogan for his group is "A profitable alternative to Wall Street hype". Daryl Montgomery is the author of "Inflation Investing - A Guide for the 2010s, Volume 1"

Aired 06/12/11 Simon Constable is host of the News Hub web show,which airs weekdays at 4:00 p.m. eastern on The Wall Street Journal Online. He has written for The Wall Street Journal, WSJ.com, Dow Jones Newswires, MarketWatch.com, TheStreet.com, the New York Post, the New York Sun, and the South China Morning Post. He is also a frequent guest on Fox News, BBC, and ABC TV; a fill-in host for the John Batchelor Show on WABC Radio; and was previously a senior correspondent for TheStreet.com TV. Constable holds an MBA from the Darden School of Business at the University of Virginia. He also worked on Wall Street as an adviser to top management at some of America's most prestigious companies. He lives in New York City.

Aired 06/05/11 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies

Aired 05/29/11 Jonathan Clements is Director of Financial Guidance for myFi (myFi.com), a new financial service from banking giant Citicorp. Before joining myFi, he spent eighteen years at the Wall Street Journal, where he was the newspaper's award-winning personal finance columnist. He has appeared on ABC's Good Morning America, CNBC, CNN, Fox News Channel, MSNBC, NBC's Today show, and Consuelo Mack WealthTrack, and is an occasional guest on public radio. In a financial world gone mad, you still need to manage your money, put your kids through college, and save for retirement. To the rescue comes Jonathan Clements with 21 easy-to-follow rules to help you secure your financial future. Clements has spent a quarter century demystifying Wall Street for ordinary, real people on Main Street, including more than thirteen years as the Wall Street Journal's hugely popular personal-finance columnist. In The Little Book of Main Street Money, Clements brings us back to basics, with commonsense suggestions for intelligent money management. Chock-full of financial guidance that will stand up in any market, the book also reflects a financial philosophy that Clements has developed over a lifetime of watching Wall Street and writing about money-and that is even more important in the current volatile market. From the big picture (home, retirement, financial happiness) to the micro (taxes, inflation, investment costs), he offers clear-cut advice for taking control of your financial life, detailing the strategies needed to thrive in today's tough economic times. The 21 truths outlined throughout this book are a guiding light for everyone, young and old, whether starting out or soon retiring. Each chapter reads like a Clements column-clear, pithy, and feisty. From the obvious to the counterintuitive, the truths will bolster your returns, cut your costs, and give you financial peace of mind. Collectively, the 21 truths show you how to think about your entire financial life-not just stocks and bonds, but your home, your debts, your financial promises to your children, your income-earning ability, and so much more. They will help you not only survive today's treacherous financial terrain, but also prepare you for success tomorrow.

Aired 05/22/11 As Chief Marketing Officer at Direxion Funds, Andy leads all marketing efforts focusing on building brand and product awareness within the investment advisor community. Prior to joining Direxion Funds, Andy was the Director of Distribution Marketing for MassMutual Financial Group's Retirement Services division. Andy has also been employed by State Street Bank, Fidelity Investments, and Emplanet Retirement Services, in various relationship management, product development, and strategic marketing positions. Andy is a graduate of Miami University in Oxford, Ohio, and has earned a Masters of Business Administration from the F.W. Olin Graduate School of Business at Babson College. http://www.direxionfunds.com

Aired 05/15/11 David Cowen Named President and CEO of Museum of American Finance New York, NY – The Museum of American Finance has named hedge fund manager and financial historian David Cowen its new president and CEO. Cowen has over 20 years experience as a trader on Wall Street, including in the foreign exchange groups at Bankers Trust and Deutsche Bank. The founder of Quasar Capital Partners, a macro hedge fund, Cowen holds a BA in American history from Columbia College, an MBA from the Wharton School of Business, as well as an MA and Ph.D. in American history from NYU. He has written extensively on U.S. financial history, and is co-author of Financial Founding Fathers: The Men Who Made America Rich, published by the University of Chicago Press in 2006. http://www.moaf.org

Aired 05/08/11 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA).

Aired 05/01/11 John Stephenson is a senior vice president and portfolio manager with First Asset Investment Management Inc., where he is responsible for a wide range of equity mandates with a particular focus on energy and resource investing. An award-winning portfolio manager, Stephenson specializes in commodities and equities, showing clients and audiences where the stock, bond, currency and commodity markets are headed. He is the author of “The Little Book of Commodity Investing” and “Shell Shocked: How Canadians Can Invest After the Collapse”. An in-demand speaker, Stephenson explains the future of our finances, emphasizing the role that Canada plays in the global markets.

Aired 04/24/10 Meir Statman, one of the nation's leading experts in behavioral finance (the study of why people do irrational things with their money), has written a new book that shows investors how their mistakes are usually caused by their own deep-seated emotions. "What Investors Really Want: Know What Drives Investor Behavior and Make Smarter Financial Decisions" http://www.amazon.com/gp/product/0071741658?ie=UTF8&tag=thalbl-20&link_code=as3&camp=211189&creative=373489&creativeASIN=0071741658

Aired 04/17/11 Jeremy Held joined ALPS in 1996 and is currently director of research for ALPS Advisers. He is responsible for research, product development, consulting and distribution services for the ALPS ETF, closed-end fund and advisory business. Held is a frequent speaker at investment conferences and his work has appeared in such publications as the Journal of Indexes, Research magazine and Institutional Investor. Held is a Certified Financial Planner and currently a candidate for the Certified Financial Analyst designation.

Aired 04/10/11 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 03/31/11 According to Fortune magazine, investing in dividends is one of the top five ways to survive market instability. Dividend Stocks For Dummies gives you the expert information and advice you need to successfully add dividends to your investment portfolio, revealing how to make the most out of dividend stock investing-no matter the type of market. Lawrence Carrel joined TheStreet.com in 2007. He spent the previous seven years at SmartMoney.com where he created two weekly columns, “ETF Focus” and “Under the Radar.” Prior to this, he created SmartMoney.com’s stock-of-the-day column, “The One-Day Wonder.” In 1995, he became a founding staff member of The Wall Street Journal.com, where he edited breaking news, the Journal’s international editions, covered the stock market and was one of the writers of the Cyber Investing column. As a reporter for Gannett Suburban Newspapers in Westchester County, N.Y., he won a Best of Gannett as a member of the spot news team covering the World Trade Center bombing in 1993. Before that he served as National Editor at the North Jersey Herald & News. Carrel has written for The Wall Street Journal, The New York Observer, Time Out New York, Razor, SmartMoney, Guitar and Barron's Online. He holds a bachelor's degree in economics and communications from Cornell University and studied at the Columbia School of Journalism.

Aired 03/27/11 Dr. Wilder is CEO & Founder of Wildershares, LLC; he is the Manager of the WilderHill Clean Energy Index. He holds a Ph.D. from University of California at Santa Barbara and a Law Degree from University of San Diego School of Law. Rob is author of the 1998 Book, 'Listening to the Sea,' that links marine biodiversity to smart and cost-effective energy technologies that prevent pollution in the first place. His book chapters and articles have appeared in Nature, National Academy of Sciences Press, Engineering News-Record, UCLA Journal of Environmental Law & Policy, University of Chicago Press, the Journal of Alternative Investments, and elsewhere. http://www.wildershares.com/

Aired 03/20/11 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us. http://www.altavista-research.com/

Aired 03/13/11 The Centsables initiative was conceived and developed by the award winning companies, Norm Hill Entertainment and DNA Creative, whose creative vision has resulted in a ground-breaking approach to financial literacy: “edu-tainment.” While financial institutions and government organizations do a good job of teaching money management skills, only The Centsables uses a multi-media kid-friendly platform to reach – and teach – children in all the ways they enjoy most. With a record of results-oriented success among distinguished financial and entertainment clients, we provide the perfect synergy to support this first-of-its-kind program. See the working site at www.centsables.com

Aired 03/08/11 Steve Meizinger, Director of Education at the International Securities Exchange (ISE), is a leading expert in Forex, equity, and index options trading. As a top rated instructor for ISE and the Options Industry Council, Steve has led thousands of seminars, helping investors navigate the market and identify the most appropriate trading strategies. Steve has over twenty years experience as an Options Specialist at several leading exchanges, including the NYSE, PHLX and AMEX. Steve holds a Bachelors Degree in Finance from Rider University.

Aired 02/27/11 She is a contributing editor for Newsweek, where she writes a monthly column. She also writes a bimonthly column for Bloomberg.com. Her twice-weekly, syndicated Washington Post Writers Group column, “Staying Ahead”, ran for 27 years in over 250 newspapers and is considered one of the most successful newspaper columns. Quinn was co-founder, editor and general manager of McGraw-Hill's "Personal Finance Letter." She was a reporter, then a co-editor of the consumer publication, "The Insider's Newsletter," formerly published by Look magazine. For ten years, she worked for CBS News, first on "The CBS Morning News", then on "The Evening News with Dan Rather." She has been a regular on ABC's "The Home Show" as well as a guest on "Good Morning America, "Nightline" and many other programs. Books * 1978 Everyone’s Money Book (Delacorte Press) * 1991 Making the Most of Your Money (Simon & Schuster) * 1994 A Hole in the Market (The Whittle Company) * 1997 Making the Most of Your Money (2nd edition) * 2006 Smart and Simple Financial Strategies for Busy People (Simon & Schuster) * 2009 Making the Most of Your Money – Completely Revised (3rd edition) http://www.newsweek.com/id/32827

Aired 02/22/11 Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Learnmore about short and leveraged ETF's www.DirexionShares.com

Aired 02/13/11 ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 02/06/11 Darwin Abrahamson founded Invest n Retire‚ LLC (INR) in 2004. Since 1982 Darwin has worked with fiduciaries and pension administrators of qualified plans. Darwin has written articles for several financial publications; including Financial Planning Magazine‚ Financial Advisors Magazine, and the Journal of Indexes. His articles have been syndicated by Universal Press Syndicate. In 2005‚ Darwin wrote an article‚ Avoiding Redemption Fees in 401(k) Plans‚ for Financial Advisors Magazine. In response to a white paper published in the Journal of Indexes‚ June 2008‚ Darwin wrote a rebuttal‚ Debunking the Myth That ETFs Have No Place in 401(k)s. Darwin is recognized as a pioneer in the retirement industry and he is often quoted in financial and retirement publications; including‚ Human Resource Executives‚ The Wall Street Journal‚ Exchange-Traded Funds Report‚ PlanSponsor‚ InvestmentNews‚ Defined Contribution & Savings Plan Alert‚ Financial Week‚ and IdexUniverse. Retirement Planning Challenging the Status Quo‚ a conversation with Invest n Retire® CEO Darwin Abrahamson‚ published in suite101.com‚ Nov 4‚ 2009‚ “Invest n Retire’s system for managing tax deferred retirement plans was designed specifically for trading ETFs‚” said INR’s founder and CEO Darwin Abrahamson. As a pioneer in the retirement market‚ INR designed a system which cost-effectively trades ETFs. In addition to lowering costs and thereby increasing retirement savings‚ INR seeks to decrease the plan sponsor’s fiduciary responsibility by transferring the fiduciary duties of selecting and managing the plan’s investment options to prudent experts. INR is meeting this goal by adding the services of ERISA §3(38) investment fiduciaries as independent service providers to the plans on INR’s system. http://www.investnretire.com

Aired 01/30/11 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com

Aired 01/23/11 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 01/16/11 Rick Ferri, CEO of PortfolioSolutions.com and Author of "THE ETF BOOK," and "All about Asset Allocation" and his new book "The Power of Passive Investing: More Wealth with Less Work."

Aired 01/09/11 Jack Ablin is Executive Vice President and Chief Investment Officer with Harris Private Bank. He is responsible for establishing investment policy and strategy within the Personal Investment Management Group of Harris Private Bank. Mr. Ablin also chairs the Harris Private Bank Asset Allocation Committee, which determines the strategy for investment portfolios for Harris Private Bank. Mr. Ablin joined Harris in 2001 and has more than 25 years of experience in money management. Harris Private Bank offers a comprehensive range of wealth management strategies to meet the unique financial needs of individuals and families of wealth. Our experienced professionals take an advisory approach to help you realize your financial and lifestyle goals with solutions that are custom tailored and delivered with the highest level of personalized service. With a long history of serving affluent individuals and wealthy families, today we are capable of serving a wider range of client needs than ever before. Harris Private Bank is ready to help you accumulate, preserve and enhance your wealth.

Aired 01/04/11 John Clifton "Jack" Bogle is the founder and retired CEO of The Vanguard Group. The answer to the conundrum of 2008 lies in John Bogle's book, "Enough," which is the punch line from a delightful Kurt Vonnegut/Joseph Heller story. Simply put, our nation has been suffering from decades of unchecked financial excess, for which we are now paying the piper: excess in investment company fees; excess in financial speculation masquerading as diversification and innovation; excess in the salaries of top executives; excess in salesmanship; and most importantly, excess in the role played by the financial industry in our national economy and national life.

Aired 12/26/10 Richard Kang is Chief Investment Officer and Director of Research at Emerging Global Advisors LLC, an investment fund and research advisory firm specializing in emerging markets. Their initial product line will be the first comprehensive family of emerging market sector exchange traded funds. Richard, who formerly blogged at The Beta Brief http://www.thebetabrief.com/, was also recently involved in investment and risk consultation for a variety of fund management companies and asset allocators. Previous to that, he was president & CIO of a Toronto based boutique discretionary investment counseling firm that advised both private individual clients as well as institutions (primarily hedge funds). He first started in ...More the industry with a small firm trading index derivatives and managing long-short US equity portfolios that applied the use of the earliest ETFs.

Aired 12/19/10 Meir Statman, one of the nation's leading experts in behavioral finance (the study of why people do irrational things with their money), has written a new book that shows investors how their mistakes are usually caused by their own deep-seated emotions. "What Investors Really Want: Know What Drives Investor Behavior and Make Smarter Financial Decisions" http://www.amazon.com/gp/product/0071741658?ie=UTF8&tag=thalbl-20&link_code=as3&camp=211189&creative=373489&creativeASIN=0071741658

Aired 12/12/10 Mr.Zuckoff is a former special projects reporter at The Boston Globe who was a Pulitzer Prize finalist for investigative reporting. He received the Distinguished Writing Award from the American Society of Newspaper Editors, the Livingston Award for International Reporting, the Heywood Broun Award, and the Associated Press Managing Editors' Public Service Award, among others. He is the author of Ponzi’s Scheme: The True Story of a Financial Legend, a New York Times Editors’ Choice book; and Choosing Naia: A Family's Journey, which received the Christopher Award and was named a Massachusetts Honor Book; and co-author of Judgment Ridge: The True Story Behind the Dartmouth Murders, which was a finalist for the Edgar Award. He is at work on a biography of P.T. Barnum.

Aired 12/05/10 "John Williams' Shadow Government Statistics" is an electronic newsletter service that exposes and analyzes flaws in current U.S. government economic data and reporting, as well as in certain private-sector numbers, and provides an assessment of underlying economic and financial conditions, net of financial-market and political hype. http://www.shadowstats.com/

Aired 11/28/10 Fred Jheon is responsible for business strategy and product development efforts for the ETF Securities group of companies. Prior to this, he spent 8 years with Barclays Global Investors (BGI) in its exchange-traded funds business in San Francisco. During his tenure at BGI, Fred held leadership positions in portfolio management, product development and finance for BGI, iShares. Prior to joining BGI, Fred was a senior at PricewaterhouseCoopers in the financial services practice. He holds an MBA from the University of Toronto and B.A. from the University of Alberta and is a CPA. http://www.etfsecurities.com

Aired 11/21/10 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 11/13/10 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us. http://www.altavista-research.com/

Aired 11/07/10 John Stephenson is a senior vice president and portfolio manager with First Asset Investment Management Inc., where he is responsible for a wide range of Canadian equity mandates with a particular focus on energy and resource investing. John was recently recognized by Brendan Wood International (BWI) as one of Canada's 50 best portfolio managers (read the press release). John is also the editor of Money Focus (www.reportonmoney.com), a free bi-weekly publication on the economy and the stock market, which shows where the best opportunities are for your investment dollar. He is a frequent guest on Business News Network (BNN) and the CBC where he comments on the economy, stock market and company-specific issues. John holds a degree in Mechanical Engineering from the University of Waterloo, an MBA with a concentration in finance from INSEAD as well as the Chartered Financial Analyst (CFA) and Financial Risk Manager (FRM) designations. He lives in Toronto.

Aired 10/31/10 Alicia Munnell was co-founder and first president of the National Academy of Social Insurance and is currently a member of the American Academy of Arts and Sciences, Institute of Medicine, and the Pension Research Council at Wharton. She is a member of the board of The Century Foundation, the National Bureau of Economic Research, and the Pension Rights Center. In 2007, she was awarded the International INA Prize for Insurance Sciences by the Accademia Nazionale dei Lincei in Rome. In 2009, she received the Robert M. Ball Award for Outstanding Achievements in Social Insurance from the National Academy of Social Insurance.

Aired 10/24/10 John Nyaradi, Publisher of Wall Street Sector Selector and author of Super Sectors: How to Outsmart the Market Using Sector Rotation and ETFs. Included in “Year’s Top Investment Books” in the 2011 Stock Trader’s Almanac, Super Sectors identifies 5 super sectors that will likely advance far faster and higher than the general indexes due to several economic and social megatrends on the horizon.

Aired 10/17/10 Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Learnmore about short and leveraged ETF's at www.DirexionShares.com

Aired 10/10/10 Tom is a Vice President of State Street Global Advisors and Head of the Strategy and Research Group for the Intermediary Business Group. He is responsible for developing research content for the ETF marketplace, as well as developing and maintaining key relationships within the research, investment and intermediary communities. State Street Global Advisors (SSgA), the investment management arm of State Street Corporation (NYSE: STT) State Street Global Advisors, the investment management arm of State Street Corporation, delivers investment strategies and integrated solutions to clients worldwide across every asset class,investment approach and style. With $1.9 trillion in assets under management as of June 30, 2008, State Street Global Advisors has investment centers in Boston, Hong Kong, London, Toronto, Montreal, Munich, Paris, Singapore, Sydney, Tokyo and Zurich, and offices in 27 cities worldwide. For more information, visit State Street Global Advisors at www.ssga.com or http://statestreetspdrs.com

Aired 10/03/10 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA). http://www.russellwild.com/books.html

Aired 09/26/10 Gary L. Gastineau is principal of ETF Consultants LLC, which provides specialized exchange-traded fund consulting services to ETF issuers, exchanges, and investors. He is also a managing member and cofounder of Managed ETFs LLC, a firm that has developed new ETF trading systems and new actively managed ETFs. Preceding a position as managing director for ETF product development at Nuveen Investments, Gastineau directed product development at the American Stock Exchange for approximately five years. He is also the author of the first edition of The Exchange-Traded Funds Manual and Someone Will Make Money on Your Funds—Why Not You? (both published by Wiley) and The Options Manual, as well as coauthor of the Dictionary of Financial Risk Management. Gastineau is an honors graduate of Harvard College and Harvard Business School. With this new edition, Gastineau provides comprehensive information on the latest developments in ETF structures, new portfolio variety, and new trading methods. With a realistic evaluation of today's indexes, Gastineau offers insights on actively managed ETFs, improved index funds, and fund and advisor selection.

Aired 09/19/10 Tom manages the research efforts for the United States and Latin America. He is the editor and an author of Lipper’s U.S. Research Studies, FundFlow Insight Reports, and FundIndustry Insight Reports. In addition, Tom is the author of “Taxes in the Mutual Fund Industry.” He is involved in fund analysis and research, and contributes to the monthly and quarterly equity and fixed income FundMarket Insight reports, webcasts, and podcasts, where he focuses on domestic and world fund performance and attribution. His areas of expertise include closed-end fund analysis, portfolio evaluation, equity and fixed income fund research, fund flows analysis, after-tax performance, and Lipper Leaders. Tom has appeared on TV and on various radio programs and has been cited in many of the industry’s leading financial publications.

Aired 09/12/10 Phil Gocke with the Options Industry Council. http://www.OptionsEducation.com

Aired 09/05/10 ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 08/28/10 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 08/21/10 John Clifton "Jack" Bogle is the founder and retired CEO of The Vanguard Group. The answer to the conundrum of 2008 lies in John Bogle's book, "Enough," which is the punch line from a delightful Kurt Vonnegut/Joseph Heller story. Simply put, our nation has been suffering from decades of unchecked financial excess, for which we are now paying the piper: excess in investment company fees; excess in financial speculation masquerading as diversification and innovation; excess in the salaries of top executives; excess in salesmanship; and most importantly, excess in the role played by the financial industry in our national economy and national life.

Aired 08/14/10 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us. http://www.altavista-research.com/

Aired 08/07/10 Daryl Montgomery is the organizer of the 2500+ member New York Investing meet up and was previously an academic, but am now a full-time trader, market strategist and financial blogger. http://www.meetup.com/nyinvestingmeetup/

Aired 07/31/10 Rolf Agather is the director of business development for Russell indexes. He oversees product development and management, and the implementation of strategic initiatives for the index business globally. http://www.russell.com

Aired 07/24/10 Lawrence Carrel is a financial journalist and served as a staff writer at TheWallStreetJournal.com, SmartMoney.com, and TheStreet.com. He is the author of ETFs for the Long Run: What They Are, How They Work, and Simple Strategies for Successful Long-Term Investing (Wiley). According to Fortune magazine, investing in dividends is one of the top five ways to survive market instability. Dividend Stocks For Dummies gives you the expert information and advice you need to successfully add dividends to your investment portfolio, revealing how to make the most out of dividend stock investing-no matter the type of market.

Aired 07/17/10 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA). http://www.russellwild.com/books.html

Aired 07/10/10 Allan is the founder of Wealth Logic, LLC. He has been working in the investment world with 25 years of corporate finance. He has been finance officers of two multi-billion dollar corporations and consulted with many others while at McKinsey & Company. As part of this work and as a current honorarium finance faculty member of the University of Colorado, Allan has studied financial markets and the behavioral aspects of investing. He notes that large corporations tend to invest their assets in a much more logical, non-emotional manner and believes that those same techniques are just as applicable to individual investors. Allan is now taking the lessons learned from this wealth of experience and applying it to educating investors who want to maximize their chances for building wealth, whether it be for retirement or other shorter term needs. Allan practices what he preaches and has reaped the financial rewards of “Decades of Dullness!” Alan wrote: "How A Second Grader Beats Wall Street" http://secondgraderportfolio.com/ http://www.daretobedull.com/index.asp

Aired 07/03/10 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com

Aired 06/26/10 Darwin Abrahamson founded Invest n Retire‚ LLC (INR) in 2004. Since 1982 Darwin has worked with fiduciaries and pension administrators of qualified plans. Darwin has written articles for several financial publications; including Financial Planning Magazine‚ Financial Advisors Magazine, and the Journal of Indexes. His articles have been syndicated by Universal Press Syndicate. In 2005‚ Darwin wrote an article‚ Avoiding Redemption Fees in 401(k) Plans‚ for Financial Advisors Magazine. In response to a white paper published in the Journal of Indexes‚ June 2008‚ Darwin wrote a rebuttal‚ Debunking the Myth That ETFs Have No Place in 401(k)s. Darwin is recognized as a pioneer in the retirement industry and he is often quoted in financial and retirement publications; including‚ Human Resource Executives‚ The Wall Street Journal‚ Exchange-Traded Funds Report‚ PlanSponsor‚ InvestmentNews‚ Defined Contribution & Savings Plan Alert‚ Financial Week‚ and IdexUniverse. Retirement Planning Challenging the Status Quo‚ a conversation with Invest n Retire® CEO Darwin Abrahamson‚ published in suite101.com‚ Nov 4‚ 2009‚ “Invest n Retire’s system for managing tax deferred retirement plans was designed specifically for trading ETFs‚” said INR’s founder and CEO Darwin Abrahamson. As a pioneer in the retirement market‚ INR designed a system which cost-effectively trades ETFs. In addition to lowering costs and thereby increasing retirement savings‚ INR seeks to decrease the plan sponsor’s fiduciary responsibility by transferring the fiduciary duties of selecting and managing the plan’s investment options to prudent experts. INR is meeting this goal by adding the services of ERISA §3(38) investment fiduciaries as independent service providers to the plans on INR’s system. http://www.investnretire.com

Aired 06/19/10 "John Williams' Shadow Government Statistics" is an electronic newsletter service that exposes and analyzes flaws in current U.S. government economic data and reporting, as well as in certain private-sector numbers, and provides an assessment of underlying economic and financial conditions, net of financial-market and political hype. http://www.shadowstats.com/

Aired 06/12/10 Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Learnmore about short and leveraged ETF's at www.DirexionShares.com

Aired 06/05/10 Hersh Shefrin holds the Mario Belotti Chair in the Department of Finance at Santa Clara University's Leavey School of Business. Professor Shefrin is a pioneer of behavioral finance. He has published widely in the area and writes for both academics and practitioners. In 1999, Professor Shefrin’s book, Beyond Greed and Fear: Understanding Behavioral Finance and the Psychology of Investing, was published by Harvard Business School Press. BG&F is the first comprehensive treatment of behavioral finance written specifically for practitioners. In 2002, Oxford University Press, who assumed publication of the book, released an edition with a revised preface to reflect recent events and developments. BG&F was the top recommendation on the J.P. Morgan Private Banking 2003 Summer Reading List. The book is also used around the world as a textbook in courses in behavioral finance. The book is available for purchase through this website.

Aired 05/29/10 Savingforcollege.com was founded in the Spring of 2000 by Joe Hurley, a mild-mannered certified public accountant in Pittsford , New York who, not unlike Harry Potter, found himself delving ever deeper into the strange and mystical world of 529 plans since first discovering their existence in 1997. That discovery occurred with the signing of the 1997 Taxpayer Relief Act, which made major revisions to the rules surrounding 529 plans. Joe immediately recognized the new Section 529 as one of the most remarkable tax provisions in the Internal Revenue Code and worthy of a book-writing effort. Joe graduated from Williams College in 1978 with degrees in economics and psychology. He began his career with Peat, Marwick, Mitchell (now KPMG) in New York City and later became tax partner at Bonadio & Co. LLP, an upstate New York accounting firm, where he provided tax-planning services to individuals, corporations, and tax-exempt organizations. Joe retired from that firm in 2004.

Aired 05/22/10 Tom manages the research efforts for the United States and Latin America. He is the editor and an author of Lipper’s U.S. Research Studies, FundFlow Insight Reports, and FundIndustry Insight Reports. In addition, Tom is the author of “Taxes in the Mutual Fund Industry.” He is involved in fund analysis and research, and contributes to the monthly and quarterly equity and fixed income FundMarket Insight reports, webcasts, and podcasts, where he focuses on domestic and world fund performance and attribution. His areas of expertise include closed-end fund analysis, portfolio evaluation, equity and fixed income fund research, fund flows analysis, after-tax performance, and Lipper Leaders. Tom has appeared on TV and on various radio programs and has been cited in many of the industry’s leading financial publications.

Aired 05/15/10 Daryl Montgomery is the organizer of the 2500+ member New York Investing meet up and was previously an academic, but am now a full-time trader, market strategist and financial blogger. http://www.meetup.com/nyinvestingmeetup/

Aired 05/08/10 Rick Ferri, CEO of PortfolioSolutions.com and Author of "THE ETF BOOK," and "All about Asset Allocation."

Aired 05/01/10 Brad Case, VP of Research at the National Association of Real Estate Investment Trusts. Despite the worst economic recession of our generation, U.S. REITs (NYSEArca: VNQ) and international real estate stocks (NYSEArca: RWX) are posting year-to-date gains. What are REITs? How do they work and what are their advantages? What segments of the commercial real estate market will fair the best? The worst? Listen, learn and profit.

Aired 04/24/10 Burton Gordon Malkiel is an economist and writer, most famous for his classic finance book: "A Random Walk Down Wall Street" (now in its 9th edition, 2007). He is a leading proponent of the efficient market hypothesis, which contends that prices of publicly traded assets reflect all publicly available information, although he has also pointed out that some markets are evidently inefficient, exhibiting signs of non-random walk. Malkiel in general supports buying and holding index funds as the most effective portfolio-management strategy, but does think it is viable to actively manage "around the edges" of such a portfolio, as financial markets are not totally efficient. Malkiel is the Chemical Bank Chairman’s professor of economics at Princeton University, and is a two-time chairman of the economics department there. He served as a member of the Council of Economic Advisers (1975-1977), president of the American Finance Association (1978), and dean of the Yale School of Management (1981-1988). He also spent 28 years as a director of the Vanguard Group. Malkiel recently co-authored a book on, and has spoken extensively about, investment opportunities in China. He is currently Chief Investment Officer of AlphaShares Investments, "an investment management firm dedicated to providing investors with strategies and products that allow them to participate in China’s economic boom." AlphaShares has licensed indices to Claymore Securities as the basis for two China oriented index exchange traded funds (ETF's). Malkiel is a strong believer that, despite the uncertainties surrounding China (rural unrest, overinvestment/bubbles, non-democratic government) China is a viable source of investment opportunities. http://www.princeton.edu/~bmalkiel/

Aired 04/17/10 Currently manage the wealth and estate planning services group within Vanguard's Asset Management Services group. https://personal.vanguard.com/us/home

Aired 04/10/10 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 04/03/10 Mr. Zuckoff is a former special projects reporter at The Boston Globe who was a Pulitzer Prize finalist for investigative reporting. He received the Distinguished Writing Award from the American Society of Newspaper Editors, the Livingston Award for International Reporting, the Heywood Broun Award, and the Associated Press Managing Editors' Public Service Award, among others. He is the author of Ponzi’s Scheme: The True Story of a Financial Legend, a New York Times Editors’ Choice book; and Choosing Naia: A Family's Journey, which received the Christopher Award and was named a Massachusetts Honor Book; and co-author of Judgment Ridge: The True Story Behind the Dartmouth Murders, which was a finalist for the Edgar Award. He is at work on a biography of P.T. Barnum.

Aired 03/27/10 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA). http://www.russellwild.com/books.html

Aired 03/20/10 She is a contributing editor for Newsweek, where she writes a monthly column. She also writes a bimonthly column for Bloomberg.com. Her twice-weekly, syndicated Washington Post Writers Group column, “Staying Ahead”, ran for 27 years in over 250 newspapers and is considered one of the most successful newspaper columns. Quinn was co-founder, editor and general manager of McGraw-Hill's "Personal Finance Letter." She was a reporter, then a co-editor of the consumer publication, "The Insider's Newsletter," formerly published by Look magazine. For ten years, she worked for CBS News, first on "The CBS Morning News", then on "The Evening News with Dan Rather." She has been a regular on ABC's "The Home Show" as well as a guest on "Good Morning America, "Nightline" and many other programs. Books * 1978 Everyone’s Money Book (Delacorte Press) * 1991 Making the Most of Your Money (Simon & Schuster) * 1994 A Hole in the Market (The Whittle Company) * 1997 Making the Most of Your Money (2nd edition) * 2006 Smart and Simple Financial Strategies for Busy People (Simon & Schuster) * 2009 Making the Most of Your Money – Completely Revised (3rd edition) http://www.newsweek.com/id/32827

Aired 03/13/10 Benchmark Financial Services, Inc., specializes in investigations of pension fraud, money management abuses and wrongdoing involving securities brokerages and pension investment consultants. Benchmark Financial frequently focus upon illegal or unethical business practices that are commonplace in the securities brokerage, asset management and consulting industries, as well as hidden or poorly disclosed financial arrangements between vendors to pensions. Based in Ocean Ridge, Florida, Benchmark was founded in 1999 by Edward Siedle. Mr. Siedle is a federal securities attorney, investment banker, brokerage entrepreneur and writer, who has been referred to by the Press as the, "Sam Spade of money management" and "the nation's most vocal critic of abuses in the money management industry." Groundbreaking investigations undertaken by Siedle have included mutual fund portfolio manager illegal personal trading schemes, unethical pension consultant kick-back arrangements, illegal “soft dollar” programs, as well as hedge fund and venture capital fraud. http://www.benchmarkalert.com/home.html

Aired 03/06/10 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us. http://www.altavista-research.com/

Aired 02/27/10 Tom is a Vice President of State Street Global Advisors and Head of the Strategy and Research Group for the Intermediary Business Group. He is responsible for developing research content for the ETF marketplace, as well as developing and maintaining key relationships within the research, investment and intermediary communities. State Street Global Advisors (SSgA), the investment management arm of State Street Corporation (NYSE: STT) State Street Global Advisors, the investment management arm of State Street Corporation, delivers investment strategies and integrated solutions to clients worldwide across every asset class,investment approach and style. With $1.9 trillion in assets under management as of June 30, 2008, State Street Global Advisors has investment centers in Boston, Hong Kong, London, Toronto, Montreal, Munich, Paris, Singapore, Sydney, Tokyo and Zurich, and offices in 27 cities worldwide. For more information, visit State Street Global Advisors at www.ssga.com or http://statestreetspdrs.com

Aired 02/20/10 Terrance Odean is the Rudd Family Foundation Professor of Finance at the Haas School of Business at the University of California, Berkeley and Chair of the Haas Finance Group.

Aired 02/13/10 Crane Data collects and distributes money market and mutual fund news, information. and data. Crane Data's main offerings, from Web Access through Wisdom, offer increasing service levels. A license at any level gives access to everything included in all offerings up to that level. http://www.cranedata.us

Aired 02/06/10 Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Learnmore about short and leveraged ETF's at www.DirexionShares.com

Aired 01/30/10 Ms. Bruno is an investment analyst in Vanguard’s Investment Strategy Group, which oversees the investment philosophy and portfolio construction strategies used to support Vanguard’s advisory services and products. Unlike traditional IRAs, a Roth doesn't require that you take required minimum distributions (RMDs) at age 70½, so converting could be a good move if you typically don't spend your distributions. (Although Roth IRA owners are not subject to RMDs during their lifetime, Roth beneficiaries are obligated to take RMDs.) "If you do not need the RMD money in retirement, a Roth provides the advantage of not having to take RMDs," said Maria Bruno, an investment analyst in Vanguard's Investment Strategy Group. "The account owner pays income taxes at the time of conversion so that the account can then continue to grow tax-free and future heirs won't have to pay income taxes on distributions."

Aired 01/23/10 Jerry Moskowitz is Managing Director of FTSE Group Americas. He joined the company in October 2003. Jerry is responsible for developing and maintaining FTSE's relationships with its key clients in the US and increasing its profile amongst major asset owners, managers and investment banks. Additionally, he oversees FTSE's global data distribution function to vendors worldwide. He also works closely with the marketing team to define and implement product development and marketing programmes. Jerry has spent over 30 years working within the financial sector, building extensive experience in Financial Sales and Marketing. In his last post before joining FTSE Group, Jerry was Senior-Vice President for Thompson Financial where he concentrated on third party distribution and data acquisitions. As Managing Director of FTSE Americas, Jerry will act as a media spokesperson to speak about a range of financial topics.

Aired 01/16/10 John Clifton "Jack" Bogle is the founder and retired CEO of The Vanguard Group. The answer to the conundrum of 2008 lies in John Bogle's new book, "Enough," which is the punch line from a delightful Kurt Vonnegut/Joseph Heller story. Simply put, our nation has been suffering from decades of unchecked financial excess, for which we are now paying the piper: excess in investment company fees; excess in financial speculation masquerading as diversification and innovation; excess in the salaries of top executives; excess in salesmanship; and most importantly, excess in the role played by the financial industry in our national economy and national life.

Aired 01/11/10 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 01/02/09 Peter Lewyn Bernstein (January 22, 1919 – June 5, 2009) was an American financial historian, economist and educator whose development and refinement of the efficient market theory made him one of the country's best known authorities in popularizing and presenting investment economics to the general public. Bernstein was the author of ten books in economics and finance as well as countless articles in professional journals such as Harvard Business Review, Financial Analysts Journal and, in the popular press, The New York Times, The Wall Street Journal, Worth magazine and Bloomberg, among others, and has contributed to collections of articles published by Perseus and FT Mastering, among others. Against The Gods: The Remarkable Story of Risk, was published by John Wiley & Sons in September 1996 and won the Edwin G. Booz Prize for the most insightful, innovative management book published in 1996. In 1998, it was awarded the Clarence Arthur Kelp/Elizur Wright Memorial Award from The American Risk and Insurance Association (ARIA) as an outstanding original contribution to the literature of risk and insurance. The book has sold over 500,000 copies worldwide. In 1992 Capital Ideas: The Improbable Origins of Modern Wall Street was published by The Free Press in Canada and Maxwell Macmillan Internationaland in USA since become a worldwide guide to modern investment theories and practices. Capital Ideas Evolving, the follow-up to this seminal work, was published in May 2007 by John Wiley and Sons. Streetwise: The Best of The Journal of Portfolio Management, edited by Peter L. Bernstein and Frank J. Fabozzi, was published in 1997 by Princeton University Press: Earlier books include A Primer on Money, Banking and Gold (Random House 1965), as well as Economist on Wall Street (Macmillan 1970), and The Price of Prosperity (Doubleday, 1962), in addition to two books on government finance co-authored with Robert Heilbroner. Bernstein’s other books are The Power of Gold: The History of an Obsession, published in the fall of 2000 by John Wiley and Sons, Wedding of the Waters: The Erie Canal and the Making of a Great Nation, published in 2005 by W.W. Norton & Co. (Aired 07/26/08 Peter Bernstein)

Aired 12/26/09 LEONARD MLODINOW received his Ph.D. from the University of California at Berkeley. He was on the faculty of Caltech, and an Alexander von Humboldt Fellow, before becoming a writer in Hollywood for Star Trek: The Next Generation and other hit television series. His first book, Euclid's Window, a critically acclaimed history of geometry, has been translated into six languages. Review: In The Drunkard’s Walk Leonard Mlodinow provides readers with a wonderfully readable guide to how the mathematical laws of randomness affect our lives. With insight he shows how the hallmarks of chance are apparent in the course of events all around us. The understanding of randomness has brought about profound changes in the way we view our surroundings, and our universe. I am pleased that Leonard has skillfully explained this important branch of mathematics. --Stephen Hawking

Aired 12/19/09 George Milling-Stanley is Director, Official Sector, with the World Gold Council. The Council is an international association of gold producers, headquartered in London and with offices in major markets around the world. Mr. Milling-Stanley is based in the Council’s New York office. In 2002, he became a member of the team that developed GLD, the gold Exchange Traded Fund that was launched on the New York Stock Exchange in November 2004. Before joining the Council in 1996, George worked for six years on the precious metals trading desk of Lehman Brothers, the New York investment bank. His responsibilities included the development of customer business and the firm’s research and analysis of the metals markets. Previously he worked for Consolidated Gold Fields in London, which was at that time the second largest gold mining group in the world. As Chief Precious Metals Analyst, he provided gold market intelligence for the whole group. His duties included researching and writing the company’s authoritative annual survey of the world gold industry. George’s early career was spent as a journalist, including 10 years with the Financial Times in London, where he wrote about the international mining industry.

Aired 12/12/09 The explosion of exchange-traded funds (ETFs) isn't just changing the way investors manage their money, but the way they evaluate funds. Up until recently, ETF focused investment research was hard to come by, but not anymore. A new wave of companies have targeted the emerging business of ETF data services and one such company has been quietly producing much needed research. Michael Krause, the President of New York-based AltaVista Independent Research visits with us.

Aired 12/05/09 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA). http://www.russellwild.com/books.html

Aired 11/21/09 Jonathan Clements is Director of Financial Guidance for myFi (myFi.com), a new financial service from banking giant Citicorp. Before joining myFi, he spent eighteen years at the Wall Street Journal, where he was the newspaper's award-winning personal finance columnist. He has appeared on ABC's Good Morning America, CNBC, CNN, Fox News Channel, MSNBC, NBC's Today show, and Consuelo Mack WealthTrack, and is an occasional guest on public radio. In a financial world gone mad, you still need to manage your money, put your kids through college, and save for retirement. To the rescue comes Jonathan Clements with 21 easy-to-follow rules to help you secure your financial future. Clements has spent a quarter century demystifying Wall Street for ordinary, real people on Main Street, including more than thirteen years as the Wall Street Journal's hugely popular personal-finance columnist. In The Little Book of Main Street Money, Clements brings us back to basics, with commonsense suggestions for intelligent money management. Chock-full of financial guidance that will stand up in any market, the book also reflects a financial philosophy that Clements has developed over a lifetime of watching Wall Street and writing about money-and that is even more important in the current volatile market. From the big picture (home, retirement, financial happiness) to the micro (taxes, inflation, investment costs), he offers clear-cut advice for taking control of your financial life, detailing the strategies needed to thrive in today's tough economic times. The 21 truths outlined throughout this book are a guiding light for everyone, young and old, whether starting out or soon retiring. Each chapter reads like a Clements column-clear, pithy, and feisty. From the obvious to the counterintuitive, the truths will bolster your returns, cut your costs, and give you financial peace of mind. Collectively, the 21 truths show you how to think about your entire financial life-not just stocks and bonds, but your home, your debts, your financial promises to your children, your income-earning ability, and so much more. They will help you not only survive today's treacherous financial terrain, but also prepare you for success tomorrow.

Aired 11/14/09 She is a contributing editor for Newsweek, where she writes a monthly column. She also writes a bimonthly column for Bloomberg.com. Her twice-weekly, syndicated Washington Post Writers Group column, “Staying Ahead”, ran for 27 years in over 250 newspapers and is considered one of the most successful newspaper columns. Quinn was co-founder, editor and general manager of McGraw-Hill's "Personal Finance Letter." She was a reporter, then a co-editor of the consumer publication, "The Insider's Newsletter," formerly published by Look magazine. For ten years, she worked for CBS News, first on "The CBS Morning News", then on "The Evening News with Dan Rather." She has been a regular on ABC's "The Home Show" as well as a guest on "Good Morning America, "Nightline" and many other programs. Books * 1978 Everyone’s Money Book (Delacorte Press) * 1991 Making the Most of Your Money (Simon & Schuster) * 1994 A Hole in the Market (The Whittle Company) * 1997 Making the Most of Your Money (2nd edition) * 2006 Smart and Simple Financial Strategies for Busy People (Simon & Schuster) * 2009 Making the Most of Your Money – Completely Revised (3rd edition) http://www.newsweek.com/id/32827

Aired 11/07/09 Robert Bruner, Dean of Darden School of Business Admin. @ University of Virginia and Author of "The Panic of 1907: "Lessons Learned from the Market's Perfect Storm."

Aired 10/31/09 Rick Ferri, CEO of PortfolioSolutions.com and Author of "THE ETF BOOK," and "All about Asset Allocation."

Aired 10/24/09 ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 10/17/09 Crane Data collects and distributes money market and mutual fund news, information. and data. Crane Data's main offerings, from Web Access through Wisdom, offer increasing service levels. A license at any level gives access to everything included in all offerings up to that level. http://www.cranedata.us

Aired 10/10/09 The world of tax-free retirement savings is open to more people than ever, as employers add Roth accounts to 401k and 403b plans and Congress relaxes restrictions on Roth IRAs. This book explains how you can use Roth accounts to build and preserve retirement wealth. Go Roth! is written in plain language so anyone with an interest in retirement savings will understand the clear explanations. It starts at the beginning, including such topics as how to start a Roth IRA, and covers basics of how to invest a retirement account. The book provides thorough coverage of all the important rules and strategies, however, making it suitable for use as a reference by financial advisers or other professionals dealing with these kinds of accounts. http://www.fairmark.com/books/roth-new.htm

Aired 10/03/09 Despite all the headlines about Bernard Madoff, who pleaded guilty to running a $65 billion Ponzi scheme, he is still shrouded in mystery. Why (and when) did he turn his legitimate business into a massive fraud? How did he fool so many smart investors for so long? Who among his family and employees knew the truth? Erin Arvedlund tackles the tough questions that are still unanswered in the wake of Madoff's collapse. Erin Arvedlund is an investigative journalist who has written for Barron's, The Wall Street Journal, The New York Times, TheStreet.com, and Portfolio.com. In 2001, she wrote the first skeptical article about Bernard Madoff for a major publication. This is her first book.

Aired 09/26/09 BrightScopeTM, Inc. is an independent provider of 401k ratings and financial intelligence to plan sponsors, advisers, and participants in all 50 states. Our mission is to increase the retirement security of America's workforce by bringing transparency and efficiency to the 401k plan market. We maintain a comprehensive database of information on the 401k plan market and add additional value and insight by quantitatively rating each 401k plan across critical metrics. BrightScopeTM empowers plan sponsors to quickly and accurately determine the optimal structure for their 401k plan and choose the providers that provide the most value for the fees they charge. BrightScope is the only 401k analysts firm that is truly independent and does not accept compensation in the form of revenue sharing from mutual fund companies or plan providers. BrightScope is aligned with plan sponsors and seeks to avoid conflicts that will jeopardize its ability to give its clients unbiased advice.

Aired 09/19/09 Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Learnmore about short and leveraged ETF's at www.DirexionShares.com

Aired 09/12/09 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com

Aired 09/05/09 "John Williams' Shadow Government Statistics" is an electronic newsletter service that exposes and analyzes flaws in current U.S. government economic data and reporting, as well as in certain private-sector numbers, and provides an assessment of underlying economic and financial conditions, net of financial-market and political hype. http://www.shadowstats.com/

Aired 08/29/09 Fran Kinniry is a principal of Vanguard and a senior member of Vanguard's Investment Strategy Group. Mr. Kinniry and his team are responsible for ongoing capital market research, portfolio design, development and implementation of customized investment solutions, investment market commentary, and research. The group publishes Vanguard's proprietary research on a variety of investment, economic, and portfolio management issues.

Aired 08/22/09 Standard & Poor's Equity Research Services led The Wall Street Journal's 2009 "Best on the Street" annual survey of top ranking analysts, with 20 equity analysts winning in 23 different industry categories. S&P Equity Research had eight analysts rated number one in their categories, more than any other firm in the survey. http://www2.standardandpoors.com

Aired 08/15/09 Russell Wild is the author or co-author of nearly two dozen nonfiction books, including most recently, One Year to An Organized Financial Life (Da Capo, 2010, co-authored with professional organizer Regina Leeds), Index Investing for Dummies (Wiley, 2009), Bond Investing for Dummies (Wiley, 2007), Exchange-Traded Funds For Dummies (Wiley, 2006) and The Unofficial Guide to Getting a Divorce (Wiley, 2005; co-authored with ex-wife attorney Susan Ellis Wild). Wild is also a prolific magazine writer with more than 300 articles in major national magazines, including AARP The Magazine; AARP Bulletin; Consumer Reports, Details, The Huffington Post, Kiplinger’s, Maxim, Men's Journal, Health, Cosmopolitan, Real Simple, and The Saturday Evening Post. Wild's books and magazine articles have been reprinted or excerpted in Reader's Digest (on several occasions), Men's Health, New Woman, and in countless newspapers and websites. Most of his articles for consumer magazines have offered snappy, practical advice on personal finance, especially investing. He also contributes regularly to professional financial journals, such as Financial Planning, Financial Advisor, The NAPFA Advisor, and Wealth Manager, and on occasion to custom publications, such as investor newsletters for Fidelity and Charles Schwab. Prior to becoming a fulltime freelance writer, Wild was a senior editor in the book division of Rodale Press, and the founding editor of Men's Health Books. Way back when, he worked as a credit analyst at a large bank. In college, he studied economics, graduated magna cum laude, and went on to get a master's degree in business administration (MBA) in international management. In addition to his work as a writer and author, Wild is also a fee-only financial planner and investment advisor registered with the Pennsylvania Securities Commission. He is a long-standing member and immediate past president of the American Society of Journalists and Authors (ASJA), as well as a member of the National Association of Personal Financial Advisors (NAPFA). http://www.russellwild.com/books.html

Aired 08/08/09 Brad Case, VP of Research at the National Association of Real Estate Investment Trusts. Despite the worst economic recession of our generation, U.S. REITs (NYSEArca: VNQ) and international real estate stocks (NYSEArca: RWX) are posting year-to-date gains. What are REITs? How do they work and what are their advantages? What segments of the commercial real estate market will fair the best? The worst? Listen, learn and profit. *** NOTE: Russ Wild was scheduled as the guest, but due to last minute programming emergency there was a change. Russ is scheduled for next week.

Aired 08/01/09 ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 07/25/09 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 07/18/09 JONATHAN CLEMENTS is Director of Financial Guidance for Citi Personal Wealth Management. Before joining Citi in April 2008, Jonathan spent 18 years at The Wall Street Journal, where he was the newspaper's award-winning personal-finance columnist. Between October 1994 and April 2008, he wrote 1,009 "Getting Going" columns for the Journal and for The Wall Street Journal Sunday, a special section carried in some 70 newspapers around the country. Prior to joining the Journal in January 1990, he covered mutual funds for Forbes magazine. Jonathan has written four books and contributed to two others. His latest is The Little Book of Main Street Money: 21 Simple Truths that Help Real People Make Real Money, published by John Wiley & Sons in 2009. He has appeared on ABC's Good Morning America, CNBC, CNN, Fox News Channel, MSNBC, NBC's Today Show and Consuelo Mack WealthTrack, and is an occasional guest on public radio. http://www.jonathanclements.com

Aired 07/11/09 Tom is a Vice President of State Street Global Advisors and Head of the Strategy and Research Group for the Intermediary Business Group. He is responsible for developing research content for the ETF marketplace, as well as developing and maintaining key relationships within the research, investment and intermediary communities. State Street Global Advisors (SSgA), the investment management arm of State Street Corporation (NYSE: STT) State Street Global Advisors, the investment management arm of State Street Corporation, delivers investment strategies and integrated solutions to clients worldwide across every asset class,investment approach and style. For more information, visit State Street Global Advisors at www.ssga.com or http://statestreetspdrs.com

Aired 07/04/09 Karen Risi, Principal of Vanguard's Financial Planning Group. She gives financial planning and tax saving tips on IRA distributions, dividend income and ROTH 401(k) plans.

Aired 06/27/09 Peter Lewyn Bernstein (January 22, 1919 – June 5, 2009) was an American financial historian, economist and educator whose development and refinement of the efficient market theory made him one of the country's best known authorities in popularizing and presenting investment economics to the general public. Bernstein was the author of ten books in economics and finance as well as countless articles in professional journals such as Harvard Business Review, Financial Analysts Journal and, in the popular press, The New York Times, The Wall Street Journal, Worth magazine and Bloomberg, among others, and has contributed to collections of articles published by Perseus and FT Mastering, among others. Against The Gods: The Remarkable Story of Risk, was published by John Wiley & Sons in September 1996 and won the Edwin G. Booz Prize for the most insightful, innovative management book published in 1996. In 1998, it was awarded the Clarence Arthur Kelp/Elizur Wright Memorial Award from The American Risk and Insurance Association (ARIA) as an outstanding original contribution to the literature of risk and insurance. The book has sold over 500,000 copies worldwide. In 1992 Capital Ideas: The Improbable Origins of Modern Wall Street was published by The Free Press in Canada and Maxwell Macmillan Internationaland in USA since become a worldwide guide to modern investment theories and practices. Capital Ideas Evolving, the follow-up to this seminal work, was published in May 2007 by John Wiley and Sons. Streetwise: The Best of The Journal of Portfolio Management, edited by Peter L. Bernstein and Frank J. Fabozzi, was published in 1997 by Princeton University Press: Earlier books include A Primer on Money, Banking and Gold (Random House 1965), as well as Economist on Wall Street (Macmillan 1970), and The Price of Prosperity (Doubleday, 1962), in addition to two books on government finance co-authored with Robert Heilbroner. Bernstein’s other books are The Power of Gold: The History of an Obsession, published in the fall of 2000 by John Wiley and Sons, Wedding of the Waters: The Erie Canal and the Making of a Great Nation, published in 2005 by W.W. Norton & Co. (Aired 07/26/08 Peter Bernstein)

Aired 06/20/09 Teresa Ghilarducci, after having taught economics for twenty-five years at the University of Notre Dame, now holds the Irene and Bernard L. Schwartz Chair of Economic Policy Analysis at the New School for Social Research. She is also the 2006-2008 Wurf Fellow at Harvard Law School. Her books include Labor's Capital: The Economics and Politics of Private Pensions. Her new book When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen. Retirement is one of the hallmarks of a prosperous, civilized market economy. Yet in America today Social Security is on the ropes. Government and employers are dismantling pension security, forcing older people to work longer. The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling. Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming. She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky 401(k) plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings. Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve. http://press.princeton.edu/titles/8608.html

Aired 06/12/06 Larry Goldbrum, General Counsel of SPARK Institute, a financial services trade group. From the viewpoint of Ron DeLegge, Host of the Index Investing Show, the SPARK Institute is defending the 401(k) status quo. How can they say everything is fine when $2 trillion of retirement money is gone? The 401(k) system needs: 1) Low-cost index funds and index ETFs as mandatory investment choices; 2) A more diversified range of investment choices that include commodities, gold, and international bonds; 3) and meaningful reform/improvements of target-dated retirement funds.

Aired 06/06/09 Jane Bryant Quinn is a contributing editor for Newsweek, where she writes a monthly column. She also writes a bimonthly column for Bloomberg.com. Her twice-weekly, syndicated Washington Post Writers Group column, “Staying Ahead”, ran for 27 years in over 250 newspapers and is considered one of the most successful newspaper columns. Quinn was co-founder, editor and general manager of McGraw-Hill's "Personal Finance Letter." She was a reporter, then a co-editor of the consumer publication, "The Insider's Newsletter," formerly published by Look magazine. For ten years, she worked for CBS News, first on "The CBS Morning News", then on "The Evening News with Dan Rather." She has been a regular on ABC's "The Home Show" as well as a guest on "Good Morning America, "Nightline" and many other programs. She has also written personal finance columns for Woman's Day and Good Housekeeping. She hosted the PBS program on personal finance, "Take Charge" and co-hosted an investment series "Beyond Wall Street", also on PBS. She helped develop the top-selling software program "Quicken Financial Planner", a personalized guide to saving and investing for college and retirement. She has served on the boards of the Harvard School of Public Health, the Jerome Levy Economics Institute of Bard College and her alma mater, Middlebury College. She is currently a director of Bloomberg L.P., the financial services company, and of GSE Systems, Inc. The World Almanac named her one of the 25 most influential and powerful women in America.

Aired 05/30/09 Louis S. Harvey is president of DALBAR a Boston,MA-based financial services and mutual fund research firm. With 36 years in the financial services business, Mr. Harvey has been an innovator and developer of measurements of customer behavior. http://www.Dalbar.com

Aired 05/23/09 Russell Wild, MBA, an expert on index investing, is a fee-only financial planner and investment advisor and the principal of Global Portfolios. He is the author of "Index Investing For Dummies." Recommended by finance experts and used extensively by institutional investors, index funds and exchange-traded funds (ETFs) provide unmanaged, diversified exposure to a variety of asset classes. Index Investing For Dummies shows active investors how to add index investments to their portfolios and make the most of their money, while protecting their assets. It features plain-English information on the different types of index funds and their advantage over other funds, getting started in index investing, using index funds for asset allocation, understanding returns and risk, diversifying among fund holdings, and applying winning strategies for maximum profit. www.globalportfolios.net

Daniel D. O’Neill is the President and Chief Investment Officer at Direxion Shares. Dan is responsible for all investment management and trading operations at the firm. Direxion Shares are 20 short and leveraged ETFs with around $4.5 billion in assets. Dan joined Direxion in 1999 and plays a leading role in the development and launch of new products. Dan earned a J.D. from the University of Virginia School of Law, where he served on the editorial board for Virginia Law Review. He holds a BA in English and Economics from the University of Virginia in Charlottesville, where he was a Jefferson Scholar. Please visit DirexionShares.com to learnmore about short and leveraged ETFs.

Aired 05/09/09 Richard A. Ferri, Author of THE ETF BOOK and CEO of Portfolio Solutions.

Aired 05/02/09 Benchmark Financial Services, Inc., specializes in investigations of pension fraud, money management abuses and wrongdoing involving securities brokerages and pension investment consultants. Benchmark Financial frequently focus upon illegal or unethical business practices that are commonplace in the securities brokerage, asset management and consulting industries, as well as hidden or poorly disclosed financial arrangements between vendors to pensions. Based in Ocean Ridge, Florida, Benchmark was founded in 1999 by Edward Siedle. Mr. Siedle is a federal securities attorney, investment banker, brokerage entrepreneur and writer, who has been referred to by the Press as the, "Sam Spade of money management" and "the nation's most vocal critic of abuses in the money management industry." Groundbreaking investigations undertaken by Siedle have included mutual fund portfolio manager illegal personal trading schemes, unethical pension consultant kick-back arrangements, illegal “soft dollar” programs, as well as hedge fund and venture capital fraud. http://www.benchmarkalert.com/home.html

Aired 04/25/09 (Live Remote from Del Mar Race Track) ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 04/18/09 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com

Aired 04/11/09 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 04/04/09 To achieve long-term success in today's market, you can't place your faith totally in financial "experts" who are far too often salespeople first and objective advisers second. You must take personal control of your hard-earned savings and build a portfolio that gives you a realistic chance of earning returns that enable you to meet the investing goals you really want to achieve in life. That's why Leland Hevner—President of the National Association of Online Investors (naoi.org) and a longtime educator in the financial field—is the author of "The Perfect Portfolio: A Revolutionary Approach to Personal Investing." This reliable resource outlines Hevner's proven investment approach, known as the Perfect Portfolio Methodology (PPM), and shows you how to use it to thrive in today's challenging market conditions.

Aired 03/28/09 Tom is a Vice President of State Street Global Advisors and Head of the Strategy and Research Group for the Intermediary Business Group. He is responsible for developing research content for the ETF marketplace, as well as developing and maintaining key relationships within the research, investment and intermediary communities. State Street Global Advisors (SSgA), the investment management arm of State Street Corporation (NYSE: STT) State Street Global Advisors, the investment management arm of State Street Corporation, delivers investment strategies and integrated solutions to clients worldwide across every asset class,investment approach and style. For more information, visit State Street Global Advisors at www.ssga.com or http://statestreetspdrs.com

Aired 03/21/09 In "How a Second Grader Beats Wall Street," you'll follow the story of Kevin Roth—an eight-year-old who was schooled in simple approaches to sound investing by his father, seasoned financial planner Allan Roth—and discover exactly how simple it can be to become a successful investor. Page by page, you'll learn how to create a portfolio with the widest diversification and lowest costs; one that can move up your financial freedom by a decade and dramatically increase your spending rate during retirement. And all this can be accomplished by using some commonsense techniques. Along the way, Kevin and his dad discuss fresh new approaches to investing, and detail some tried-and-true but lesser-known approaches. They also take the time to debunk the financial myths and legends that many of us accept as true and show you what it really takes to build long-term wealth with less risk. You'll also learn how not to confuse the unlikely with the impossible.

Aired 03/15/09 Since 1982 Darwin Abrahamson has worked with fiduciaries and pension administrators of qualified plans. Darwin founded Invest n Retire‚ LLC (INR) in 2000. In October 2004‚ INR filed an application with the U.S. Patent and Trademark Office for its uniquely designed system and methodology for managing tax-deferred retirement plans. Darwin has published articles in several financial publications with his articles syndicated by Universal Press Syndicate. In 1989‚ Darwin wrote an article for Financial Planning Magazine which discussed an alternative tax-deferred method high-income professionals could employ to increase their retirement savings. In 2005‚ Darwin wrote an article‚ Avoiding Redemption Fees in 401(k) Plans‚ for Financial Advisors Magazine. http://www.investnretire.com

Aired 03/07/09 Alicia H. Munnell is the Peter F. Drucker Professor of Management Sciences at Boston College's Carroll School of Management. She also serves as the Director of the Center for Retirement Research at Boston College. Before joining Boston College in 1997, Alicia Munnell was a Member of the President's Council of Economic Advisers (1995-1997) and Assistant Secretary of the Treasury for Economic Policy (1993-1995). Previously, she spent 20 years at the Federal Reserve Bank of Boston (1973-1993), where she became Senior Vice President and Director of Research in 1984. She has published many articles, authored numerous books, and edited several volumes on tax policy, Social Security, public and private pensions, and productivity. Alicia Munnell was co-founder and first President of the National Academy of Social Insurance and is currently a member of the American Academy of Arts and Sciences, the Institute of Medicine, and the Pension Research Council at Wharton. She is a member of the Board of The Century Foundation, the National Bureau of Economic Research, and the Pension Rights Center. And she was awarded the 2007 International INA Prize for Insurance Sciences by the Italian Accademia Nazionale dei Lincei in Rome. Alicia Munnell earned her B.A. from Wellesley College, an M.A. from Boston University, and her Ph.D. from Harvard University.

Aired 02/28/09 Have you ever wondered why the CPI, GDP and employment numbers run counter to your personal and business experiences? The problem lies in biased and often-manipulated government reporting. "John Williams' Shadow Government Statistics" is an electronic newsletter service that exposes and analyzes flaws in current U.S. government economic data and reporting, as well as in certain private-sector numbers, and provides an assessment of underlying economic and financial conditions, net of financial-market and political hype. http://www.shadowstats.com/

Aired 02/21/09 William F. Sharpe is the STANCO 25 Professor of Finance, Emeritus at Stanford University's Graduate School of Business. He joined the Stanford faculty in 1970, having previously taught at the University of Washington and the University of California at Irvine. In 1996, he co-founded Financial Engines, a firm that provides investment management and advice for individuals in employer-sponsored retirement plans. He currently serves on its board. He was one of the originators of the Capital Asset Pricing Model, developed the Sharpe Ratio for investment performance analysis, the binomial method for the valuation of options, the gradient method for asset allocation optimization, and returns-based style analysis for evaluating the style and performance of investment funds. Dr. Sharpe has published articles in a number of professional journals, including Management Science, The Journal of Business, The Journal of Finance, The Journal of Financial Economics, The Journal of Financial and Quantitative Analysis, The Journal of Portfolio Management, and The Financial Analysts' Journal. He has also written seven books, including Portfolio Theory and Capital Markets (McGraw-Hill, 1970 and 2000), Asset Allocation Tools (Scientific Press, 1987), Fundamentals of Investments (with Gordon J. Alexander and Jeffrey Bailey, Prentice-Hall, 2000), Investments (with Gordon J. Alexander and Jeffrey Bailey, Prentice-Hall, 1999) and Investors and Markets: Portfolio Choices, Asset Prices and Investment Advice (Princeton University Press, 2007). Dr. Sharpe is past President of the American Finance Association. In 1990 he received the Nobel Prize in Economic Sciences. He received his Ph.D., M.A. and B.A. in Economics from the University of California at Los Angeles. He is also the recipient of a Doctor of Humane Letters, Honoris Causa from DePaul University, a Doctor Honoris Causa from the University of Alicante (Spain), a Doctor Honoris Causa from the University of Vienna (Austria), a Doctor of Science, Economics, Honoris Causa from the London Business School and the UCLA Medal, UCLA’s highest honor. A detailed vitae sheet is available at www.wsharpe.com/bio/vitae.htm. Additional information can be found on the world-wide web at www.wsharpe.com and www.financialengines.com.

Aired 02/14/09 ETFguide is the information leader on exchange-traded funds because of its vendor neutral approach and its progressive reporting style. Unique features include an ETF bookstore, a monthly e-mail newsletter, and subscription based ETF portfolios. ETFguide is independently owned and began publishing in 2003. The site reaches an affluent audience of individual investors, financial advisors, and financial institutions that invest and work with ETFs. http://www.etfguide.com

Aired 02/07/09 Russell Wild, MBA, an expert on index investing, is a fee-only financial planner and investment advisor and the principal of Global Portfolios. He is the author of "Index Investing For Dummies." Recommended by finance experts and used extensively by institutional investors, index funds and exchange-traded funds (ETFs) provide unmanaged, diversified exposure to a variety of asset classes. Index Investing For Dummies shows active investors how to add index investments to their portfolios and make the most of their money, while protecting their assets. It features plain-English information on the different types of index funds and their advantage over other funds, getting started in index investing, using index funds for asset allocation, understanding returns and risk, diversifying among fund holdings, and applying winning strategies for maximum profit. www.globalportfolios.net

Aired 01/31/09 According to reports, the Securities and Exchange Commission has given permission to Wheaton, IL-based PowerShares Capital Management to offer active ETFs. Up until now, all ETFs have been tied to a specific stock, bond, or commodity index. The four new PowerShares funds slated for launch are: * Active AlphaQ, benchmarked against the Nasdaq-100 index * Active Alpha Multi-Cap, benchmarked against the S&P 500 index * Active Mega-Cap, benchmarked against the Russell Top 200 index * Active Low-Duration, benchmarked against the Lehman Brothers 1-3 year U.S. Treasury index. “It’s important to realize that these products do not have an existing track record so it will be interesting to see the extent of alpha they are able to achieve given the disclosure of the creation/redemption basket.” - Rick Genoni, Head of ETF Product Development at the Vanguard Group

Aired 01/25/09 Select Sector SPDRs are unique ETFs that divide the S&P 500 into nine sector index funds. So now you can customize your investments by picking and weighting these sectors to meet your specific investment goals. Select Sector SPDRs have the diversity of a mutual fund, the focus of a sector fund, and the tradability of a stock. You can buy or sell Select Sector SPDR shares on the American Stock Exchange throughout the trading day. Together, the nine Select Sector SPDRs represent the S&P 500 as a whole. However, each Select Sector SPDR can also be bought individually, providing you with undiluted exposure to a particular sector or industry group. Select Sector SPDRs let you achieve the security of investing in the well-known, large cap stocks of the S&P 500, with the ability to over-weight or under-weight particular sectors based on your own investment goals and strategies.

Aired 01/18/09 Richard A. Ferri, CFA is the CEO of Portfolio Solutions and author of four books on personal finance/investing. His latest is "The ETF Book" (Wiley 2008), which has already become the industry's leading guide book. His investment firm focuses on portfolio management of index-based portfolios using low-cost index funds and exchange-traded funds (ETFs). More information is available by visiting: http://www.portfoliosolutions.com/

Aired 01/11/09 Mr. Zuckoff is a former special projects reporter at The Boston Globe who was a Pulitzer Prize finalist for investigative reporting. He received the Distinguished Writing Award from the American Society of Newspaper Editors, the Livingston Award for International Reporting, the Heywood Broun Award, and the Associated Press Managing Editors' Public Service Award, among others. He is the author of Ponzi’s Scheme: The True Story of a Financial Legend, a New York Times Editors’ Choice book; and Choosing Naia: A Family's Journey, which received the Christopher Award and was named a Massachusetts Honor Book; and co-author of Judgment Ridge: The True Story Behind the Dartmouth Murders, which was a finalist for the Edgar Award. He is at work on a biography of P.T. Barnum.

Aired 12/20/08 ProShare is the world's largest manager of short and leveraged funds. ProShare's 76 ETFs make it simple to execute sophisticated strategies, like shorting or magnifying your exposure to major indexes. No margin account. No margin calls. It's as simple as buying a stock. Short ProShares – Hedge against downturns, or seek profit when markets decline, with the first ETFs designed to go up when indexes go down. Ultra ProShares – Get more exposure for your investment dollars with the first ETFs designed to double the daily performance of popular market indexes (before fees and expenses). http://www.proshares.com

(Aired 12/06/08 with updated news, phone calls and emails.) Re-Play from 10/18/08 2 years ago, Nouriel Roubini a.k.a.(Dr. Doom) predicted the current economic crisis. Now he sees things becoming far worse. On Sept. 7, 2006, Nouriel Roubini, an economics professor at New York University, stood before an audience of economists at the International Monetary Fund and announced that a crisis was brewing. In the coming months and years, he warned, the United States was likely to face a once-in-a-life-time housing bust, an oil shock, sharply declining consumer confidence and, ultimately, a deep recession. He laid out a bleak sequence of events: homeowners defaulting on mortgages, trillions of dollars of mortgage-backed securities unraveling worldwide and the global financial system shuddering to a halt. These developments, he went on, could cripple or destroy hedge funds, investment banks and other major financial institutions like Fannie Mae and Freddie Mac.

Aired 11/30/08 Harry Markowitz[mAr´kuwits´´] 1927–, American economist, Ph.D. Univ. of Chicago, 1954. In the 1950s he developed a theory of "portfolio choice," which allows investors to analyze risk as well as their expected return. For this work Markowitz, a professor at Baruch College at the City Univ. of New York, shared the 1990 Nobel Memorial Prize in Economic Sciences with William Sharpe and Merton Miller.

John Clifton "Jack" Bogle is the founder and retired CEO of The Vanguard Group. The answer to the conundrum of 2008 lies in John Bogle's new book, "Enough," which is the punch line from a delightful Kurt Vonnegut/Joseph Heller story. Simply put, our nation has been suffering from decades of unchecked financial excess, for which we are now paying the piper: excess in investment company fees; excess in financial speculation masquerading as diversification and innovation; excess in the salaries of top executives; excess in salesmanship; and most importantly, excess in the role played by the financial industry in our national economy and national life.

Aired 10/25/08 Before joining Boston College in 1997, Alicia Munnell was a Member of the President's Council of Economic Advisers (1995-1997) and Assistant Secretary of the Treasury for Economic Policy (1993-1995). Previously, she spent 20 years at the Federal Reserve Bank of Boston (1973-1993), where she became Senior Vice President and Director of Research in 1984. She has published many articles, authored numerous books, and edited several volumes on tax policy, Social Security, public and private pensions, and productivity. Alicia Munnell was co-founder and first President of the National Academy of Social Insurance and is currently a member of the American Academy of Arts and Sciences, the Institute of Medicine, and the Pension Research Council at Wharton. She is a member of the Board of The Century Foundation, the National Bureau of Economic Research, and the Pension Rights Center. And she was awarded the 2007 International INA Prize for Insurance Sciences by the Italian Academia Nazionale dei Lincei in Rome. Alicia Munnell earned her B.A. from Wellesley College, an M.A. from Boston University, and her Ph.D. from Harvard University.

Aired 09/13/08 Several unconventional portfolio strategies now in wide application figure among Rob Arnott’s pioneering innovations: tactical asset allocation, global tactical asset allocation, tax-advantaged equity management, and fundamental indexation, among others. An intrepid entrepreneur, Rob has built and led three major asset management firms, serving along the way as equity strategist for Salomon Brothers. He established Research Affiliates® in 2002 as a research-intensive asset management firm, focused on building cutting-edge new products, and bringing them to the marketplace through affiliations wherever possible. With a product menu ranging between sub-advisory services, asset management products, and software models, Research Affiliates® sub-advises the first global asset allocation product to actively tap alternative markets beyond conventional stocks and bonds. A widely published financial thinker, Rob has been a frequent contributor to leading financial journals and books. He has served as editor of the Financial Analysts Journal, and has published more than 100 articles in the FAJ, the Journal of Portfolio Management, the Harvard Business Review, and other respected journals. Rob lectures frequently, has served as a visiting professor of finance at UCLA, and has served on the product advisory board of the Chicago Board Options Exchange and two other exchanges. "The Fundamental Index: A Better Way to Invest" is Robert's latest book. The Fundamental Index examines a new approach to indexing that can overcome the structural return drag created by traditional capitalization-based indexing strategies, and in so doing, enhance the performance of your portfolio. Throughout this book, Robert Arnott and his colleagues outline this breakthrough strategy and explain how it can be used to improve investment returns, typically at lower risk and lower cost than most conventional investments. http://www.rallc.com/index.htm

Aired 09/06/08 Tom is a Vice President of State Street Global Advisors and Head of the Strategy and Research Group for the Intermediary Business Group. He is responsible for developing research content for the ETF marketplace, as well as developing and maintaining key relationships within the research, investment and intermediary communities. State Street Global Advisors (SSgA), the investment management arm of State Street Corporation (NYSE: STT) State Street Global Advisors, the investment management arm of State Street Corporation, delivers investment strategies and integrated solutions to clients worldwide across every asset class,investment approach and style. With $1.9 trillion in assets under management as of June 30, 2008, State Street Global Advisors has investment centers in Boston, Hong Kong, London, Toronto, Montreal, Munich, Paris, Singapore, Sydney, Tokyo and Zurich, and offices in 27 cities worldwide. For more information, visit State Street Global Advisors at www.ssga.com or http://statestreetspdrs.com

Aired 08/23/08 Benchmark Financial Services, Inc., specializes in investigations of pension fraud, money management abuses and wrongdoing involving securities brokerages and pension investment consultants. Benchmark Financial frequently focus upon illegal or unethical business practices that are commonplace in the securities brokerage, asset management and consulting industries, as well as hidden or poorly disclosed financial arrangements between vendors to pensions. Based in Ocean Ridge, Florida, Benchmark was founded in 1999 by Edward Siedle. Mr. Siedle is a federal securities attorney, investment banker, brokerage entrepreneur and writer, who has been referred to by the Press as the, "Sam Spade of money management" and "the nation's most vocal critic of abuses in the money management industry." Groundbreaking investigations undertaken by Siedle have included mutual fund portfolio manager illegal personal trading schemes, unethical pension consultant kick-back arrangements, illegal “soft dollar” programs, as well as hedge fund and venture capital fraud. http://www.benchmarkalert.com/home.html

Aired 08/16/08 Richard A. Ferri, CFA is the CEO of Portfolio Solutions and author of four books on personal finance/investing. His latest is "The ETF Book" (Wiley 2008), which has already become the industry's leading guide book. His investment firm focuses on portfolio management of index-based portfolios using low-cost index funds and exchange-traded funds (ETFs). More information is available by visiting: http://www.portfoliosolutions.com/

Aired 08/02/08 David L. Wray is the president of the Profit sharing/401(k) Council of America (PSCA), a national, non-profit association of companies that sponsor profit sharing and 401(k) plans for over 6 million employees. He is a nationally recognized authority on 401(k) and other defined-contribution plan issues and he has testified before congressional committees and at Labor Department, Treasury Department, and Internal Revenue Service hearings. He was the 2004 chair of the Department of Labor’s ERISA Advisory Council, which advises the Secretary of Labor on benefits issues, and was a member of the Certified Financial Planner Board of Standards Advisory Board. He frequently speaks before trade groups, contributes to benefits publications and is quoted frequently in the media. He has written "Take Control With Your 401(k)" which was published by Dearborn Trade in June 2002. He served as president from 1993 to 1996 of the International Association for Financial Participation (IAFP), a Paris based alliance of national organizations that promote the use of employee financial participation.

Aired 08/09/08 The Ryan Index was the 1st Daily Bond Index created in March 1983. The Ryan Index is the Treasury yield curve as an index for every Auction maturity. It is the most accurate Treasury Index as data starts from Auction Date not Settlement Date. Ryan ALM, Inc. was founded by Ronald J. Ryan on July 12, 2004. Ryan ALM is unique as an Asset Manager being totally focused on Asset/Liability Management (ALM). http://www.ryanalm.com